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San Francisco

Merchant services & credit card processing in San Francisco

Before moving to Petaluma in 2020, our family called San Francisco home. Today we help SF businesses cut processing costs and get personal support.

Where we work

Serving San Francisco neighborhoods

We come to you, whether you’re in the Mission, the Marina or out in the Sunset.

MissionSoMaMarinaNorth BeachHayes ValleyCastroNoe ValleyRichmondSunsetFinancial DistrictDogpatchBernal Heights
What we offer

Payment processing for San Francisco businesses

High-volume counters, busy bars, pop-ups and online stores. We’ll match you with equipment and pricing that fit.

🖥️

Point of Sale

Clover, Square, Korona, SmartTab, GoTab and more, set up for your counter and your staff.

Learn more →
💳

Card terminals

PAX, Dejavoo, Clover and Square terminals for fast, reliable in-person payments.

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📶

Wireless & mobile

Take payments at events, markets, job sites or the customer’s door.

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☁️

Online payments

Invoicing, payment links, text-to-pay and online store checkout.

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Industries

Who we work with in San Francisco

🍽️

Restaurants

POS systems for counter and table service, tips and online orders.

🍸

Bars

Quick service on busy nights, with open tabs and easy tipping.

🛍️

Retail

Fast checkout, inventory tools and loyalty programs.

🚚

Mobile & pop-ups

Take payments at markets, events and food trucks.

See all the industries we work with →

Why merchants choose us

Big-city service, small-business attention

🔍

Free statement review

Send us one statement and we’ll show you, line by line, what you’re paying and what you could be paying.

🧾

Pay less, or nothing

Choose traditional pricing, surcharging, or a cash discount program where you pay no processing fees.

How it works →
🤝

We come to you

We’ll come to your business in the city to set up equipment and train your staff, so you’re not left on hold with a call center.

📅

No contract

Month-to-month, no cancellation fees, next-day funding, and a real person when you call or text.

How it works

Find out what you should be paying

1

Send us a statement

Email us one recent monthly processing statement. A photo of the paper copy works too.

2

We review it free

We show you what you’re paying now, and what you could be paying.

3

You decide

No pressure and no contract. If switching makes sense, we handle the setup and stay with you after.

What our merchants say
“As a bar owner in San Francisco, I’ve had the good fortune to work with Ryan for many years as my merchant service provider. It’s been a great experience. He is very dedicated and knowledgeable and checks in regularly to make sure everything is running smoothly. I can’t recommend him and Sonoma Merchant Services highly enough!”
Eileen McCarthy, OwnerMcCarthy’s Irish Bar, San Francisco

San Francisco business? Let’s talk.

Call, text or email Ryan directly for a free quote or a second opinion.

(707) 336-6700ryan@sonomamerchantservices.com